New Zealand consumer prices jumped in the second quarter on the back of surging fuel costs, deepening fears that interest rates will need to rise significantly in coming months. ...

(Kitco News) – Interest rates are still the key driver for precious metals prices even as the conflict between the United States and Iran escalates further, with gold and silver facing continued downside risk, according to Rhona O'Connell, Head of Market Analysis for EMEA & Asia at StoneX. "After a period of uncertainty that has kept retail investors on the sidelines, there are signs of some buying in parts of the Far East – but this is being offset by continued sales elsewhere in the region, leading more o ...

Vi e w p o i n t | 20 Jul 2026 06:56:00 ET │ 36 pages Brazil Equity Strategy MVPs – July 2026 Positioned for Higher-for-Longer: Favoring Exporters in a Discounted Brazil CITI'S TAKE Our MVP portfolio performed in line with the IBOV over the past month, with both up 3.2%. We think persistent inflation in the US and a new Fed Chair building credibility may sustain higher rates for longer, resulting in a stronger USD. We therefore favor exporters such as Embraer, Petro and Prio and domestics stories less elast ...

市场环境与利率背景 - 美联储在2025年三次降息，并在2026年维持利率不变，这一政策对存款账户利率产生了连锁效应 [1] - 当前是锁定存单高利率的良机，因为存款利率受到美联储政策影响，而当前利率处于高位 [1] - 当前平均存单利率处于近二十年来的最高水平，这主要归因于美联储为对抗通胀而维持高利率的政策 [3] 最佳存单利率现状 - 截至2026年7月20日，市场上最高的存单年利率为4.20% [2] - 该最高利率由United Fidelity Bank和Sallie Mae Bank在其2年期存单产品上提供 [2] - 在线银行和信用合作社通常比传统的实体银行提供更具竞争力的利率 [3] 行业平均利率水平 - 联邦存款保险公司数据显示，1年期存单的最高全国平均利率为1.65% [3] - 当前市场上可获得的最佳存单利率显著高于全国平均水平 [3] 选择最佳存单的策略 - 选择存单时应关注高年化收益率以及符合财务目标的期限长度 [4] - 建议货比三家，在决定前评估并比较不同金融机构的存单利率 [4] - 在线银行因其运营成本较低，通常能提供更高的存单利率 [4] - 高利率存单可能伴随较高的最低存款要求，需确保计划存款金额符合要求 [4] - 除了利率，还需仔细审查提前支取罚款和自动续期政策等条款 [4] - 部分存单产品提供更灵活的条款，例如无罚金存单，允许在到期日前免费支取资金 [4]

文章核心观点 - 当前是锁定高定期存款利率的良机，因为美联储的利率政策导致存款账户利率产生连锁反应，使得当前定期存款利率远高于全国平均水平[1] - 在线银行和信用合作社通常能提供比传统实体银行更具竞争力的定期存款利率[3] 最佳定期存款利率现状 - 截至2026年7月20日，市场上最高的定期存款年化收益率为4.10%，由高盛的Marcus品牌在其14个月期产品上提供[2] - 文章建议通过比较不同金融机构的利率来寻找最佳定期存款产品[4] 全国平均利率水平 - 根据联邦存款保险公司数据，1年期定期存款的最高全国平均利率为1.65%[3] - 当前的平均定期存款利率处于近二十年来的最高水平，这主要归因于美联储为对抗通胀而维持高利率的政策[3] 选择最佳定期存款的策略 - 选择定期存款时应重点考虑高年化收益率以及与财务目标匹配的期限[4] - 在线银行因其运营成本较低，通常能提供最具竞争力的利率[4] - 高利率产品可能伴随较高的最低存款要求，需确保计划存款金额符合要求[4] - 除了利率，还应仔细审查提前支取罚金和自动续期政策等条款，部分无罚金产品提供更高的资金灵活性[4]

GLOBAL RATES TRADER Quick Duration Break 17 July 2026 | 7:45PM BST Economics Research June's cooler inflation data has brought some reprieve to hawkish risks in the US. With Fed officials signaling a clear focus on the price side of the mandate, however, continued erosion in hike pricing requires further accumulation of quieting inflation news under a stable labor market baseline. Meanwhile, the relative stickiness in long-end yields makes sense given reduced cyclical risks and ongoing AI investment, so the ...