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Ryvyl (RVYL) Earnings Call Presentation
2025-06-17 17:36
市场趋势 - 2025年支付促进者(PayFac)交易量预计达到4万亿美元,同比增长28.4%[8] - 2030年全球数字支付市场预计达到3610亿美元,同比增长20.8%[8] 收入与毛利 - 2025年PayFac的收入预计在130亿到150亿美元之间[8] - 2025年预计毛利率将从约40%提升至中期的45%[26] - 2025年预计收入为8500万美元[41] - 2024年总收入为55,998千美元,较2023年的65,869千美元下降了15.0%[50] 用户与市场扩张 - 2025年公司计划通过多种支付渠道服务于3亿用户[8] - 2025年公司在国际市场的交易量预计将达到3746.4百万美元[35] - 2024年国际收入为37,839千美元,较2023年的16,931千美元增长了123.5%[50] 运营与财务表现 - 2024年北美收入为18,159千美元,较2023年的48,938千美元下降了62.9%[50] - 2024年北美运营损失为27,219千美元,较2023年的14,121千美元损失增加了92.7%[50] - 2024年总运营损失为20,885千美元,较2023年的12,302千美元损失增加了69.8%[50] - 2024年北美净损失为33,131千美元,较2023年的54,170千美元损失减少了38.8%[50] - 2024年总净损失为26,825千美元,较2023年的53,101千美元损失减少了49.6%[50] 新策略与技术 - 2025年公司计划通过银行即服务(BaaS)关系进一步推动增长[34] - 2025年公司将实现正向的年度调整后EBITDA和正向的经营现金流[33] - 2025年公司预计将实现中期的40%毛利率目标[47] 负面信息 - 2024年北美折旧和摊销为2,011千美元,较2023年的1,907千美元增长了5.5%[50] - 2024年国际运营收入为6,333千美元,较2023年的1,819千美元增长了248.5%[50] - 2024年国际净收入为6,305千美元,较2023年的1,069千美元增长了487.5%[50]
RYVYL Executes Strategic Actions Enhancing Its Business Plan and Files S-1 Registration Statement
Globenewswire· 2025-06-16 19:06
- Unveils Plans to Initiate Digital Asset Acquisition Strategy – - Enters LOI to Acquire Complementary Entity – - Realigns Corporate and North America Operations - SAN DIEGO, CA, June 16, 2025 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL” or the "Company"), a leading innovator of payment transaction solutions leveraging electronic payment technology, has submitted a registration statement on Form S-1 with the Securities and Exchange Commission. The number of shares to be offered and the price range ...
RYVYL Appoints Industry Veteran Brett Moyer to Its Board of Directors
Globenewswire· 2025-06-16 19:05
SAN DIEGO, CA, June 16, 2025 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL” or the "Company"), a leading innovator of payment transaction solutions leveraging electronic payment technology, has appointed industry veteran Brett Moyer as an independent member of its board of directors, effective immediately. “I’m delighted to welcome Brett Moyer to our board,” said RYVYL Co-founder and Chairman Ben Errez. “Brett’s experience in building companies and proven expertise in scaling and licensing technolog ...
RYVYL Announces Conversion for Remainder of 8% Senior Convertible Note; Successfully Completes Process of Delevering Balance Sheet
GlobeNewswire News Room· 2025-06-06 19:00
SAN DIEGO, CA, June 06, 2025 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL” or the "Company"), a leading innovator of payment transaction solutions leveraging electronic payment technology, announced the securityholder of its remaining 8% Senior Convertible Note ("Note"), has converted the entire outstanding principal balance of $4.0 million and accrued interest of $136,000 into 7.1 million shares of common stock. "We’ve pursued an anti-dilutive strategy to restructure our balance sheet, and this fi ...
RYVYL Receives Extension to Comply with Nasdaq Listing Rule 5550(b)
Globenewswire· 2025-05-27 19:00
SAN DIEGO, CA, May 27, 2025 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL” or the "Company"), a leading innovator of payment transaction solutions leveraging electronic payment technology, announced today that it has received an extension from The Nasdaq Stock Market LLC to regain compliance with Nasdaq Listing Rule 5550(b), which requires minimum stockholders’ equity of $2.5 million, $35 million market value of listed securities, or $500,000 net income from operations, for continued listing on the ...
Ryvyl (RVYL) - 2025 Q1 - Quarterly Report
2025-05-21 04:11
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (MARK ONE) ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT For the transition period from to Commission file number: 001-34294 RYVYL INC. (Exact name of small business issuer as specified in its charter) Nevada 22-3962936 (State or other jurisdiction of incorpor ...
RYVYL Ceases Negotiations to Restructure Pre-funded Asset Sale
Globenewswire· 2025-05-15 09:15
- Buyer intends to close the pre-funded asset sale - SAN DIEGO, CA, May 14, 2025 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL” or the "Company"), a leading innovator of payment transaction solutions leveraging electronic payment technology for the diverse international markets, has ceased discussions to restructure the terms of the pre-funded asset sale of its RYVYL EU subsidiary. The Company expects the buyer will now take the final steps to close the pre-funded asset sale. About RYVYL RYVYL Inc. ...
Repay Holdings (RPAY) Q1 Earnings and Revenues Miss Estimates
ZACKS· 2025-05-13 06:41
公司业绩表现 - 季度每股收益为0 22美元 低于Zacks共识预期的0 23美元 同比去年0 23美元下降 [1] - 季度营收为7733万美元 低于Zacks共识预期7 06% 同比去年8072万美元下降 [2] - 过去四个季度中 公司仅一次超过EPS预期 两次超过营收预期 [2] 市场反应与股价表现 - 本季度业绩公布后出现4 35%的负收益意外 上一季度则完全符合预期 [1] - 年初至今股价累计下跌48 4% 同期标普500指数仅下跌3 8% [3] 未来展望 - 当前市场预期下季度EPS为0 22美元 营收7849万美元 本财年EPS预期0 91美元 营收3 316亿美元 [7] - 业绩修正趋势显示不利信号 导致Zacks评级为4级(卖出) [6] - 行业排名显示金融交易服务行业处于Zacks前30%分位 历史数据显示前50%行业表现优于后50% [8] 同业比较 - 同业公司Ryvyl预计季度每股亏损0 27美元 同比改善40% 营收预期1554万美元 同比下降7 3% [9] - Ryvyl的EPS预期在过去30天内保持稳定 [9]
RYVYL Enters Negotiations to Restructure Pre-funded Asset Sale to Debt and/or Equity
Globenewswire· 2025-04-25 04:05
文章核心观点 RYVYL公司正就其RYVYL EU子公司预融资资产出售条款进行协商和潜在重组,买家同意在特定期间内暂停交易,公司有权利延长该期限 [1] 分组1:资产出售协议情况 - 1月24日公司与资金来源方达成1500万美元预融资资产出售协议,有90天交割期,若在4月23日前支付1650万美元可终止协议 [2] - 公司已与买家协商并可能重组RYVYL EU子公司预融资资产出售条款,但不确定能否达成交易 [1] 分组2:交易暂停情况 - 买家同意自4月23日至5月6日对预融资资产出售设置暂停期,公司支付75万美元后有权将暂停期延长21天至5月27日 [1] - 暂停期内RYVYL EU子公司股份将继续由第三方托管 [2] 分组3:公司介绍 - RYVYL公司利用电子支付技术为国际市场提供支付交易解决方案,是行业领先创新者 [1][3] - 自2017年成立以来,公司开发应用程序,提供一站式金融产品,具有安全、隐私保护和快速结算等特点 [3]
RYVYL EU Payments-as-a-Service Contracts Rapidly Onboarding New Accounts
Newsfilter· 2025-04-02 19:00
- Onboarded over 10,000 accounts; averaging 1,000 new accounts per day with first digital banking partner - - Second digital bank has completed API integrations and expects to begin onboarding mid-April - SAN DIEGO, CA, April 02, 2025 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ:RVYL) ("RYVYL" or the "Company"), a leading innovator of payment transaction solutions leveraging electronic payment technology for the diverse international markets, is rapidly onboarding new accounts with its two recently announced dig ...