财务数据关键指标变化：收入与利润 - 第三季度营收为1440万美元，同比增长18.8%，环比增长4.9%[1][10] - 前三季度（九个月）总营收为3890万美元，同比增长18.3%，创纪录[1][10] - 2025财年第三季度（截至12月31日）收入为1435.6万美元，同比增长18.8%[25] - 第三季度运营亏损收窄至240万美元，同比改善25.4%[5] - 2025财年第三季度运营亏损236.3万美元，较上年同期316.9万美元的亏损收窄25.4%[25] - 2025财年前九个月净亏损为1526.2万美元，较上年同期7273.5万美元的亏损大幅收窄79.0%[25] - 第三季度调整后EBITDA亏损为59万美元，同比大幅改善67.1%，为连续第六个季度改善[5][10] - 2025财年前九个月调整后EBITDA为亏损309.1万美元，较上年同期4587.6万美元的亏损大幅改善93.3%[30] - 2025财年第三季度每股基本及摊薄净亏损为0.12美元，上年同期为0.04美元[25] 财务数据关键指标变化：成本与费用 - 2025财年前九个月销售与营销费用为1976.2万美元，同比下降8.2%[25] - 2025财年前九个月研发费用为52.4万美元，较上年同期的353.6万美元大幅下降85.2%[25] 财务数据关键指标变化：盈利能力 - 第三季度毛利率为63.7%，较第二季度的55.7%提升8个百分点；前三季度毛利率为59.5%，同比提升近5个百分点[10] 业务线表现：保险科技平台与业务 - 公司AI平台年处理保险理赔超300万件，利用数十亿真实驾驶数据点[3] - 第三季度经纪业务售出149,810份保单，产生约1710万美元的毛承保保费，同比大幅增长[10] - 截至2025年12月31日，公司拥有61个保险客户协议和约4100个代理及车队客户协议，客户数量显著增长[10] 业务线表现：收购与市场拓展 - 收购EliteCover使公司得以进入规模约800亿美元的美国商业车险市场[2][12] - 收购VehicleCare后，公司印度业务估值约2.8亿美元，预计未来12个月将增加约1000万美元高毛利营收[2][14] 其他财务数据：现金流与资本状况 - 2025财年前九个月经营活动净现金流出为1647.1万美元，较上年同期的1443.1万美元流出增加14.2%[27] - 2025财年前九个月融资活动净现金流入为1596.9万美元，主要来自发行普通股（650.99万美元）及子公司向非控股权益发行股份（654.58万美元）[27] - 截至2025年12月31日，现金及现金等价物（含受限资金）为536.5万美元，较期初的505.4万美元增长6.2%[27]

Over $9 million in additional capital was raised at premiums to market during the quarter, including funding at the India subsidiary level implying a $2 per share valuation for Roadzen's Nasdaq share price. Exhibit 99.1 Roadzen Reports $13.7 Million Second Quarter Revenue, a 15.2% Improvement Over Prior Year Quarter, and Fifth Consecutive Quarter of Adjusted EBITDA Improvement. Company continues growth momentum, reduces net loss 90.3% over prior year quarter, and accelerates path to Adjusted EBITDA breakeve ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ___________ to _________ | Title of each class | Trading Symbol(s) | Name of each exchange on which registered | | --- | --- | --- | | Ordinary Shares, par v ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Registrant's telephone number, including area code: 650-414-3530 (Former name or former address, if changed since last report) For the transition period from ___________ to _________ Commission ...

Roadzen Reports Best Fiscal Q1 in Company History with 22% Revenue Growth, 92% Lower Net Loss, and 50% Adjusted EBITDA Improvement Over the Same Quarter Last Year 1. Record Fiscal Q1 Revenue Sets Stage for the Year Ahead First quarter fiscal 2026 revenue increased 22% to $10.9 million from $8.9 million last year – the strongest first quarter revenue on record for Roadzen, driven by growth in India and the U.S., along with the resumption of U.K. business opportunities. 2. Significantly Narrowed Net Loss and ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO (Exact name of Registrant as specified in its Charter) British Virgin Islands 98-1600102 (State or other jurisdiction of incorporation or organization) 111 Anza Bo ...

Exhibit 99.1 Roadzen Reports Full Fiscal Year 2025 Financial Results; Fiscal Q4 Delivers 13.3% Revenue Growth, 99% Net Loss Reduction, and Continued Progress Towards Breakeven Roadzen enters Fiscal Year 2026 with Momentum and Improved Operating Leverage Driven by Strong Performance in the U.S. and India and a $300+Million Pipeline Key Highlights – Fiscal Year 2025 1. Revenue Growth Returns in Q4 Roadzen reported full-year revenue of $44.3 million, a 5.2% decline year-over-year due to the temporary suspensio ...

NEW YORK, February 12, 2025 (GLOBE NEWSWIRE) – Roadzen Inc. (Nasdaq: RDZN) ("Roadzen" or the "Company"), a global leader in AI at the convergence of insurance and mobility, today announced its financial results for the three and nine-month periods ended December 31, 2024. Rohan Malhotra, Founder and CEO of Roadzen, stated, "Roadzen delivered on all our key priorities this quarter—growing revenue, accelerating our path to breakeven, launching breakthrough new products, and strengthening our balance sheet. We ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q 111 Anza Blvd., Suite 109 Burlingame, California 94010 (Address of Principal Executive Offices) (Zip Code) (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ___________ to _________ Commission File Number: 0 ...

EX-99.1 Roadzen Reports Fiscal Second Quarter and First Half FY2025 Financial Results NEW YORK, November 13, 2024 (GLOBE NEWSWIRE) – Roadzen Inc. (Nasdaq: RDZN) ("Roadzen" or the "Company"), a global leader in AI at the convergence of insurance and mobility, today announced its second quarter and six-month financial results for the period ended September 30, 2024. Rohan Malhotra, Founder and CEO of Roadzen, stated, "This quarter marked substantial progress in revenue acceleration, product development, and c ...