Fourth Quarter 2024 Highlights Record net income for the fourth quarter of 2024 was $10.7 million, compared to $9.5 million in the prior quarter and $7.9 million in the fourth quarter of 2023. Net income for the fourth quarter of 2024 represents a return on average assets of 1.80% and a return on average tangible common equity of 19.46%Diluted earnings per share for the fourth quarter of 2024 was $1.82, compared to $1.63 in the prior quarter and $1.36 in the fourth quarter of 2023Loans held-for-investment ( ...