67% of Americans Fear Outliving Their Money. 39% of Retirees Are Hoarding It Instead. Both Have the Same Fix. - 24/7 Wall St. 67% of Americans Fear Outliving Their Money. 39% of Retirees Are Hoarding It Instead. Both Have the Same Fix. By David Beren Published Aug 17, 3:29PM EDT Quick Read 67% of Americans fear outliving their money, while 39% of retirees refuse to spend savings. Both groups lack a structured monthly income plan. CD yields average just 2% against 4% inflation, shrinking retirees' idle cash ...