Lenders typically charge more for subsequent downgrades following fundraising, but an upgrade rarely makes a noticeable difference to costs.The upgrade helped Shriram, in which Japan's Managing director and CEO "There was an interest rate reset clause in the loan in case of a ratings change. I think going forward many will add this clause. We also plan to raise $300 million to $500 million in loans from overseas between January and March," said Sharma.Live EventsAlso Read: Govt reappoints Anand Mahindra to ...