Two weeks before the midterm elections in the US, the S&P 500 Index ( SP500 ) is trading at a 7,712 level. The index is up 12.6% on a year-to-date basis, and it sits very close to itsMy investment philosophy is built around one objective: compounding capital over a 30-year horizon to achieve financial independence by age 60. I target 12–15% annual total returns and focus purely on risk-adjusted upside. I don’t subscribe to a specific investing label — value, growth, dividend, or quality. Capital goes where ...