Small finance banks and select private sector lenders are offering some of the highest fixed deposit (FD) interest rates, with returns going up to 8.2% for regular depositors and 8.25% for senior citizens, according to data provided by Stable Money.  Jana Small Finance Bank offers the highest listed rate for regular depositors at 8.2% on five-year deposits. For senior citizens, Bandhan Bank leads the comparison with an interest rate of 8.25% on one-year deposits. Jana Small Finance Bank offers senior citize ...