Quick Read Schwab Dividend ETF (SCHD) and Vanguard High Dividend ETF (VYM) generate $20,000 to $30,000 in annual dividends. Combining $40,000 in SCHD and VYM dividends with $35,000 Social Security adds roughly $30,000 in taxable income. This combined income pushes retirees from 12% to 22% tax brackets at the $50,800 threshold. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here. A retiree who saved dil ...