Tenants have to pay their rent on time every month — and it’s long been a pain that this record of financial responsibility has historically rarely counted toward building credit. However, that’s changing. More and more renters are turning their monthly payments into a credit-building tool. A new TransUnion survey found that 13% of consumers had their rent reported to the three major credit bureaus in 2025, up from 11% in 2024 (1). That may be a small increase, but it reflects a growing push to use everyd ...

Many Americans start their credit journey with no credit history, which can feel intimidating and confusing. About 7 million U.S. adults — roughly 2.7% of the population — were considered “credit invisible” in 2020, according to a Consumer Financial Protection Bureau technical update released in June 2025 — meaning they don’t have enough history to generate a credit score. This can keep them from making necessary financial moves, from taking out loans to buying a car. Learn More: The One Dangerous Habit Ke ...

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