Even though many companies have been transitioning back to in-office work, remote and hybrid working models aren't going anywhere. Just over 21% of Americans work remotely some or all of the time, according to the latest data from the Bureau of Labor Statistics (BLS).  Working from home comes with a host of benefits, from being able to sleep in later, avoiding long commutes, and ditching your business casual attire. But it can also come with more expenses, like higher utility bills and more expensive gro ...