Is Your Emergency Money Riding the Same Stock Market at 63? These 3 ETFs Keep It Safe - 24/7 Wall St. Is Your Emergency Money Riding the Same Stock Market at 63? These 3 ETFs Keep It Safe By Ryne Mauck Published November 9, 2026, 4:33pm ET · 4 min read The ETF Examiner desk. Editor: Ryne Mauck. Quick Read SCHO tracks U.S. Treasury notes with roughly 1 to 3 years to maturity. It is still backed by the full faith and credit of the U.S. government, and it held about $13 billion in net assets as of June 30, 202 ...