Bread Financial (NYSE:BFH) Q3 2026 Earnings call October 22, 2026 08:30 AM ET Company ParticipantsBrian Vereb - Head of Investor RelationsRalph Andretta - President and CEOPerry Beberman - EVP and CFOConference Call ParticipantsSanjay Sakhrani - AnalystMoshe Orenbuch - AnalystTerry Ma - AnalystMihir Bhatia - AnalystGirard Sweeney - AnalystDon Fandetti - AnalystJeff Adelson - AnalystDominick Gabriele - AnalystJohn Hecht - AnalystOperatorGood morning, and welcome to Bread Financial's third quarter 2026 earnin ...