Exhibit 99.1 NEWS RELEASE 3756 Central Avenue Riverside, CA 92506 (951) 686-6060 PROVIDENT FINANCIAL HOLDINGS REPORTS THIRD QUARTER FISCAL YEAR 2024 RESULTS Net Income of $1.49 Million in the March 2024 Quarter Net Interest Margin of 2.74% in the March 2024 Quarter Loans Held for Investment of $1.07 Billion at March 31, 2024, Down 1% from June 30, 2023 Total Deposits of $908.1 Million at March 31, 2024, Down 5% from June 30, 2023 Non-Performing Assets to Total Assets Ratio of 0.17% at March 31, 2024 Non-Int ...