Table of Contents Letter to shareholders 2 Management's Discussion and Analysis 4 Consolidated Financial Statements 24 Notes to the Consolidated Financial Statements 29 Dear Fellow Shareholders, Virtually all markets resumed their bear market behavior during the third quarter after a brief early summer relief rally. The S&P 500 declined 4.89% (23.88% YTD), bonds fell by 4.75% (14.6% YTD) and gold suffered its steepest loss since Q1 2021, losing 8.1% during the period (9% YTD). AUM was $21 billion as at Sept ...