Many Americans approaching retirement still carry credit card balances, which can complicate retirement planning and savings. High-interest debt can increase monthly expenses and force difficult trade-offs between paying down balances and saving for the future. Christopher Stroup, certified financial planner (CFP) and owner of Silicon Beach Financial, explained how it is possible to manage debt while continuing to build a sustainable retirement plan. For You: Elon Musk Says You Don’t Need To Worry About ...