People looking to own homes had a pretty average 2023. Prices of new homes and mortgage rates continued climbing. Monthly mortgage payments were hovering around unchartered territory. Aspiring, as well as existing homeowners, felt the heat in realtime. There is no doubt that the restrictive monetary policy imposed by the Fed to tackle inflation in the United States over the past two years has been primarily responsible for home prices rising alarmingly. However, with the first rate cut expected sometime lat ...