The mechanism behind it is real. Visa has been converting AI tooling into shipping speed, citing 80% more code commits and a drop in requirement-definition time from 30 days to 5, and using that speed to push out Pismo-DPS integrated issuer processing, the BioCatch identity acquisition, and stablecoin infrastructure faster than a traditional org chart would allow. McInerney also confirmed Visa reorganized product teams into small "agentic squads" of two to four people specifically to capture this speed, and ...