Community rooted. Commercially focused. QUARTERLY INVESTOR PRESENTATION 1 ST Quarter Fiscal 2027 October 22, 2026 P E O P L E B U S I N E S S C O M M U N I T Y O P P O R T U N I T Y KEARNY FINANCIAL CORP | INVESTOR RELATIONS KEARNY FINANCIAL CORP. | NASDAQ: KRNY Forward Looking Statements & Non-GAAP Financial Measures This presentation includes certain "forward-looking statements," which are made in good faith by Kearny Financial Corp. (the "Company") pursuant to the "safe harbor" provisions of the Private ...