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OFG Bancorp(OFG) - 2025 Q1 - Quarterly Results

Exhibit 99 Performance Metrics: Net interest margin of 5.42%, return on average assets of 1.56%, return on average tangible common stockholders' equity of 15.28%, and efficiency ratio of 52.42%. Total Interest Income of 189.2millioncomparedto189.2 million compared to 190.2 million in 4Q24 and 183.4millionin1Q24.Comparedto4Q24,1Q25decreased183.4 million in 1Q24. Compared to 4Q24, 1Q25 decreased 0.9 million, reflecting two fewer business days, which negatively affected interest income by approximately $3.0 million, partially offset by higher balances and yields on investme ...