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New York munity Bancorp(NYCB) - 2025 Q1 - Quarterly Results

| | | First Quarter 2025 Summary | | --- | --- | --- | | | Asset Quality | Loans, Deposits, and Funding | | • | Total ACL of 1,215millionor1.821,215 million or 1.82% of total loans HFI | • Continue to reduce total CRE exposure | | | compared to 1.83% in previous quarter | • Multi-family loans down 656 million or 2% | | • | Multi-family ACL coverage of 1.82% v. 1.87% in Q4'24 | • CRE loans down $326 million or 3% | | • | Multi-family with rent-regulated units equal to or greater | | | | than 50% ACL at 2.82% v. 2.89% in Q4' ...