Exhibit 99 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. Reports First Quarter 2025 Results First Quarter Highlights: (1) Core income and Core EPS are non-GAAP financial measures that exclude nonrecurring and unusual activities from GAAP net income. (a) Core income, core diluted earnings per share and core pretax return on equity are non-GAAP measures. Please see the reconciliation to GAAP net income at the end of this release. n.a.- not applicable Discussion of results: 2 | P a ...