P.O. BOX 738 - MARIETTA, OHIO - 45750 • Period-end total loan and lease balances at June 30, 2025, increased $173.1 million, or 11$2.3 million, or 3%, when compared to the linked quarter driven by lower funding costs. ◦ Net interest margin increased to 4.15% for the second quarter of 2025, compared to 4.12% for the linked quarter, driven by lower deposit and borrowing costs. ◦ Accretion income, net ...