Exhibit 99.1 Ellington Credit Company Announces Financial Results for the Second Fiscal Quarter Ended September 30, 2025 OLD GREENWICH, Connecticut—November 19, 2025—Ellington Credit Company (NYSE: EARN) ("we") today reported financial results for the quarter ended September 30, 2025. Highlights Management Commentary "Our CLO portfolio ramp-up continued in the quarter, and our net investment income increased in tandem. I'm pleased to announce that Ellington Credit Company achieved full dividend coverage fro ...