Humana Inc. (HUM, Financial) has suffered from a sharp sell-off this year, losing a quarter of its market capitalization. The stock should be able to recover in 2025 as headwinds fade and investors realize the company's fundamentals are unchanged, if not strengthened. Humana is one of the largest health insurance providers in the U.S., along with UnitedHealth Group Inc. (UNH, Financial), CVS Health Corp. (CVS, Financial) and Elevance Health Inc. (ELV, Financial). The company's business model is concentrated ...