Bread Financial Holdings (BFH) reported $926 million in revenue for the quarter ended December 2024, representing a year-over-year decline of 9%. EPS of $0.41 for the same period compares to $0.90 a year ago.The reported revenue represents a surprise of -3.33% over the Zacks Consensus Estimate of $957.94 million. With the consensus EPS estimate being $0.33, the EPS surprise was +24.24%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations t ...