Both SoFi (SOFI) and Nu Holdings (NU) are high-growth digital banking platforms disrupting traditional finance, targeting underserved or digitally native consumers with app-based financial services across lending, banking and investing.SoFi, a U.S.-based digital financial services company, surpassed 10 million members in 2024, growing its user base by nearly 2.5 million that year. The company offers a comprehensive suite of financial products, including lending, banking, investing and insurance services. In ...