Buying a dividend stock when it's near its 52-week low means you have an opportunity to secure a higher-than-typical yield. A falling share price pushes a yield up, and as long as the business' fundamentals are strong, you can benefit both from its recurring dividend payments and a possible rally in its share price in the future.Three stocks that yield more than 4% and that are near their lows for the past year are PepsiCo (PEP 0.92%), General Mills (GIS 1.16%), and Chevron (CVX 1.39%). They are all off to ...