Key Takeaways PNC has gained 17% in a year, driven by acquisitions, partnerships and branch expansion plans. Strong loan and deposit growth, plus a $16B loan acquisition, support the long-term performance. Higher expenses and rate-driven NII pressure may limit the near-term upside for PNC shares.The PNC Financial Services Group, Inc. (PNC) shares have gained 17% in the past year compared with the industry’s growth of 31.4%. Its peers, Bank of America Corporation (BAC) and Citigroup Inc. (C) , have gained ...