Despite a rise in catastrophic events, the property and casualty insurance industry is projected to grow, supported by a strong emphasis on personalized products and enhanced customer engagement through digital innovation. Higher premium volumes —driven by solid policyholder retention, broader exposure across business lines and favorable pricing — are helping insurers sustain profitability. Regional P&C carriers such as Kingstone Companies (KINS) and United Fire Group, Inc. (UFCS) are well-positioned to cap ...