Key Takeaways C's revamp includes 20,000 job cuts and restructured management to eliminate complexity and boost efficiency. The bank exited nine consumer markets, and plans to IPO its Mexico retail and small business operations. Earnings estimates for 2025 and 2026 moved up, with C trading at a lower P/E than the industry average.Citigroup Inc. (C) has been emphasizing leaner, streamlined operations to reduce expenses. The transformation process includes an organizational restructuring, which resulted in ...