Key Takeaways QFIN leverages an AI-powered dual engine model to reduce credit risk and drive strong operating margins. QFIN saw 44.8% operating income growth and launched an AI-Plus strategy to boost underwriting efficiency. SEZL posted 123.3% revenue growth with rising transaction volume and higher purchase frequency per user.Both Qifu Technology (QFIN) and Sezzle (SEZL) are eminent players within the credit tech space. QFIN, a Chinese-based fintech company, serves customers utilizing an AI-powered credi ...