With the stock market being notorious for its volatility and uncertainty, it's nice to have a reliable income stream you can count on. That's where dividends come into the picture. Dividends provide stable income, regardless of stock price movements. Dividend payouts from ETFs fluctuate because different companies pay on different schedules, but the Schwab fund has maintained a dividend yield of at least 3.1% over the past three years. Its last four payouts were $0.2602,$0.2488, $0.2645, and$0.7545, avera ...