Workflow
Bread Financial Q2 Earnings Beat, Revenues Miss, Credit Sales Rise

Key Takeaways BFH reported Q2 EPS of 3.14,beatingestimatesby69.73.14, beating estimates by 69.7% and rising 18% year over year.Revenues fell 1.1% to 929M, hurt by lower finance charges and late fees from lower prime rates.Credit sales rose 4% to 6.8B,supportedbynewpartnergrowthandmoregeneralpurposespending.BreadFinancialHoldings(BFH)operatingincomeof6.8B, supported by new partner growth and more general-purpose spending.Bread Financial Holdings’ (BFH) operating income of 3.14 per share for the second quarter of 2025 beat the Zacks Consensus Estimate by 69.7%. The bottom line improved 18% year over year. The quarterly results reflecte ...