Key Takeaways Affirm posted Q4 EPS of 20 cents versus a 14 cents loss last year, with revenue up 33% to $876.4M.GMV jumped 43$10.4B, driven by 95% repeat customers and booming 0% APR loan demand.Klarna's planned U.S. IPO and Walmart's switch signal competitive pressure to Affirm's growth path.Affirm Holdings, Inc. (AFRM) has been on a rollercoaster ride since releasing its fiscal fourth-quarter 2025 results last Thursday. Shares of the company gained 10.6% on Friday as investors cheered the earnings be ...