Question-and-Answer SessionSo maybe starting with Victor, probably the most obvious question to ask you is just on any reflections you might have as you sort of look to step away? And a lot to be proud of in terms of how the stock has performed lately. And what are your sort of reflections on what CIBC looks like today versus what it might have been prior to your tenure in 2014 when you took over?Victor DodigPresident, CEO & Director Thanks, Mike. So good morning, everyone. This has been 11 years of this co ...