Question-and-Answer SessionLet's start off with market conditions in Canada. Despite concerns the impact of tariffs, a slowing economy, rising unemployment and the mortgage renewal cycle, results in both consumer and business and government sectors have held up well. Can you talk to some of the factors that you think of driving this resiliency in Canada? And how do you foresee these trends heading over the next 12 months?Robert SedranSenior EVP, CFO & Enterprise Strategy Yes. I might challenge that question ...