Question-and-Answer SessionSo to start off, let's just maybe get a mark-to-market for third quarter on purchase, refi and commercial order count trends. Can you also just remind us what July trends were and what August is shaping up to be?Mike NolanChief Executive Officer Yes. Sure, Terry. I'll start with that. So on the purchase side in July, orders were flat with the prior year, and we kind of saw the same thing in August. They're up about 0.5%. So really a flat purchase market, which really isn't surpris ...