Even as the full retirement age has increased, many Americans believe we should be retiring earlier, not later. If you want the full Social Security benefit, you'll need to work even longer than the full retirement age. But the idea of working longer may go against what the average American wants. Whether it's due to health, family, or other reasons, a recent survey shows many people would rather retire earlier. Survey Shows Americans Prefer an Earlier Retirement Financial services company Empower polle ...