Key Takeaways Root leverages telematics and AI to improve pricing accuracy, claims efficiency and underwriting.Investments in automation, partnerships and risk tools aim to expand Root into new insurance lines.ROOT shares are up 33.4% YTD, though its valuation trades well above the industry average.Root Inc. (ROOT) , a technology-driven auto insurer, leverages data science, telematics, and automation to price risk with greater accuracy than traditional carriers. Technology forms the backbone of its business ...