Nationwide rating: 3.9 out of 5 stars Nationwide stands out for its impressive selection of car insurance coverages, with add-ons like accident forgiveness, new car replacement, a vanishing deductible, and two levels of roadside assistance coverage. In terms of rates, Nationwide has higher premiums for basic coverage and full coverage compared to some of its competitors. However, there are seven discounts available that could help you save money. Learn more: How does car insurance work? The basics expl ...