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Will regulators lift $100B threshold? Industry's hopes rise.
First BankFirst Bank(US:FRBA) American Banker·2025-09-12 18:00

Key Insight: Bankers are hopeful that regulators will increase the asset size for Category IV banks, a key regulatory threshold that's currently set at 100billion.WhatsatStake:Raisingthethresholdcouldlowercostsandreduceregulatoryburdensforbanks,includingthosethatareapproachingthe100 billion.What's at Stake: Raising the threshold could lower costs and reduce regulatory burdens for banks, including those that are approaching the 100 billion threshold.Forward Look: Bankers will be watching for action from regulators.Bankers, analysts and investors are increasingly optimistic that a key asset threshold used in the oversight of regiona ...