The Zacks Savings and Loan industry is gaining from the improving lending environment, supported by relatively low rates and expectations of rate cuts later this month. Additionally, lower rates have stabilized funding costs, boosting net interest income (NII) and net interest margin (NIM) expansion.The digitization of operations will also support industry players. Despite deteriorating asset quality, companies like ServisFirst Bancshares Inc. (SFBS) , WSFS Financial (WSFS) and Provident Financial Services ...