like Bendigo & Adelaide Bank Ltd (like ASX: BEN ) are front of mind for yield-hungry investors. But with the BEN share price trading around $13, is it top value?No one can tell you for certain whether now is the perfect time to buy. In the short run, the share market can seem like a random place. It can be up 2% one day, down 3% the next. There’s often no rhyme or reason (although pundits are paid the big bucks for the evening news to make you think they have a crystal ball).In this article, we’ll go step- ...