Shopping around for better savings account interest rates? You might be tempted to close your current high-yield savings account (HYSA) and move your money to a new one offering a higher APY or better perks. But before you close your account, it’s worth asking: Should you actually shut down your old HYSA, or simply open the new one and keep both? The answer depends on factors such as fees, account requirements, and how you manage your savings goals. When to keep your HYSA open Keeping your existing hig ...