Budgets are often treated like the solution to all personal finance problems, but what if they’re not as necessary as we’ve been led to believe? Learn How: I Paid Off $40,000 in 7 Months Doing These 5 Things Find Out: 3 Advanced Investing Moves Experts Use to Minimize Taxes and Help Boost Returns That’s the assertion of Dana Miranda, a Certified Educator in Personal Finance (CEFP), creator of the Healthy Rich newsletter and author of “You Don’t Need a Budget: Stop Worrying About Debt, Spend Without Shame, ...