The Ramsey Show Highlights / YouTube Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below. Like many older Americans, Tom from Lancaster, Pennsylvania is approaching retirement with nothing saved. After witnessing his father die six months before retirement and suffering a heart attack himself, he went on a spending spree: “I was like, ‘I’m going to live like it’s my last,’ because you just don’t know,” he told hosts of The Ramsey Show during a recent episode ...