Question-and-Answer SessionGreat. Brian, I'd love to start with a conversation just on current market conditions. Could you talk a little bit about the housing market, perhaps some of the affordability challenges and pricing, economic uncertainty and how that may impact buyers and sellers? And what's your view of current trends in the market? Do you see an inflection point in the future when things will see improvement and better velocity?Brian BairFounder, Chairman & CEO Yes. I mean everything you said is ...