Younger Gen Xers, by contrast, are still in the thick of budgeting challenges — juggling debt management, raising kids and saving for college — and often share planning needs similar to millennials.Older Gen Xers are typically focused on accelerating retirement savings, planning for the next life stage and, in many cases, managing inherited wealth as their parents age. With children often out of college, they may have more cash flow available.Some of those differences simply boil down to the different life ...