A poor credit score can make a lot of financial transactions more difficult and expensive. However, with the right loan product and a knowledgeable mortgage lender, you probably have more mortgage options with a bad credit score than you’d imagine. Here are our choices for mortgage lenders for borrowers with bad credit for September 2025. The best mortgage lenders for bad credit in September 2025 Best for FHA loans for bad-credit borrowers: PNC Bank Why PNC mortgages stand out: PNC is one of the best ...